Jackie was born in Washington, DC, and grew up in Alexandria, VA. She attended Salem College, Winston-Salem, NC, where she earned a BA, she went on to UNC, Chapel Hill, NC for her MA. She also graduated with a diplomefrom Universitede Grenoble, Grenoble, France.
Being a Francophile she found her first job in Paris, France working in a Franco American commercial law firm. She came home to Washington, DC and took a job in the international section of the corporate headquarters of Lockheed International. In 1970 she married Peter Schluter and they had 3 daughters. Jackie returned to the business world landing a job in the corporate headquarters of Volvo International in New York City. Upon her retirement, she took up oil painting which she still enjoys today. 

She met her second husband, John Turbidy, in NYC, though he was from Rome, GA. They married in 1996. John and Jackie arrived in SSI in 2003 and never looked back to the big city.